* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Open Sans', sans-serif;
    background: #f5f7fa;
    color: #555;
    line-height: 1.8;
}

/* ===========================
   HERO SECTION
=========================== */

.hero-section {
    position: relative;
    background: #061429;
    background-image: linear-gradient(rgba(6,20,41,.88),
            rgba(6,20,41,.88)),
        url("../img/carousel-1.png");
    background-size: cover;
    background-position: center;
    padding: 100px 0;
    text-align: center;
    overflow: hidden;
}

.logo {
    max-width: 220px;
}

.hero-section h1 {
    font-family: 'Barlow', sans-serif;
    color: #F8B400;
    font-size: 60px;
    font-weight: 700;
    margin-bottom: 20px;
}

.hero-section p {
    color: #ffffff;
    font-size: 20px;
    max-width: 700px;
    margin: auto;
    opacity: .95;
}

/* ===========================
   BUTTON
=========================== */

.back-btn {
    display: inline-block;
    margin-top: 35px;
    background: #F8B400;
    color: #061429;
    padding: 14px 35px;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 700;
    transition: .3s;
}

.back-btn i {
    margin-right: 10px;
}

.back-btn:hover {
    background: #061429;
    color: #ffffff;
    border: 2px solid #F8B400;
}

/* ===========================
   POLICY SECTION
=========================== */

.policy-section {
    padding: 80px 0;
}

.policy-card {
    background: #ffffff;
    padding: 50px;
    border-radius: 20px;
    box-shadow: 0px 10px 35px rgba(0, 0, 0, .08);
}

.effective-date {
    color: #F8B400;
    font-weight: bold;
    margin-bottom: 30px;
}

.policy-card h2 {
    font-family: 'Barlow', sans-serif;
    color: #061429;
    font-size: 32px;
    margin-top: 45px;
    margin-bottom: 18px;
    position: relative;
    padding-left: 18px;
}

.policy-card h2::before {
    content: "";
    position: absolute;
    left: 0;
    top: 8px;
    width: 6px;
    height: 35px;
    background: #F8B400;
    border-radius: 20px;
}

.policy-card p {
    margin-bottom: 18px;
    text-align: justify;
}

.policy-card ul {
    padding-left: 25px;
    margin-bottom: 20px;
}

.policy-card ul li {
    margin-bottom: 10px;
}

.policy-card hr {
    border: none;
    height: 1px;
    background: #e6e6e6;
    margin: 35px 0;
}

/* ===========================
   CONTACT BOX
=========================== */

.contact-box {
    background: #061429;
    color: white;
    padding: 30px;
    border-radius: 15px;
    margin-top: 20px;
}

.contact-box h4 {
    color: #F8B400;
    margin-bottom: 20px;
    font-family: 'Barlow', sans-serif;
    font-size: 28px;
}

.contact-box p {
    margin-bottom: 15px;
    color: white;
}

.contact-box i {
    color: #F8B400;
    width: 30px;
}

/* ===========================
   FOOTER
=========================== */

footer {
    background: #061429;
    color: #ffffff;
    text-align: center;
    padding: 30px 0;
    margin-top: 80px;
    font-size: 15px;
}

/* ===========================
   SCROLLBAR
=========================== */

::-webkit-scrollbar {
    width: 10px;
}

::-webkit-scrollbar-track {
    background: #eeeeee;
}

::-webkit-scrollbar-thumb {
    background: #F8B400;
    border-radius: 20px;
}

::-webkit-scrollbar-thumb:hover {
    background: #d89b00;
}

/* ===========================
   RESPONSIVE
=========================== */

@media (max-width: 992px) {

    .hero-section {
        padding: 70px 20px;
    }

    .hero-section h1 {
        font-size: 45px;
    }

    .hero-section p {
        font-size: 18px;
    }

    .policy-card {
        padding: 35px;
    }

}

@media (max-width: 768px) {

    .logo {
        max-width: 170px;
    }

    .hero-section h1 {
        font-size: 35px;
    }

    .hero-section p {
        font-size: 16px;
    }

    .policy-card {
        padding: 25px;
    }

    .policy-card h2 {
        font-size: 26px;
    }

    .back-btn {
        padding: 12px 25px;
    }

}

@media (max-width: 576px) {

    .hero-section {
        padding: 60px 15px;
    }

    .policy-section {
        padding: 50px 10px;
    }

    .policy-card {
        padding: 20px;
    }

    .policy-card h2 {
        font-size: 22px;
    }

}